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P.O.
Box 193
413
S. Michael Street
St.
Marys, PA 15857
814-834-9518
814-781-1646
fax
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15 E. 4th Street
Emporium, PA 15834
814-486-0848
814-486-1846 fax
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22 Greeves Street
Kane, PA 16735
814-837-6151
814-837-9655 fax
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135 S. Kendall
Ave.
Bradford,
PA 16701
814-368-3880
814-368-1694 fax
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1513
Pennsylvania Ave. E.
Warren, PA
16365
814-723-2221
814-723-9530 fax |
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Welcome
to
Mountain
Laurel Federal Credit Union
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Tip of the Month
www.cbsnews.com
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Switch & Save with a MLFCU
VISA Card!
10.9%
APR
.
No annual fee, No over the
limit fee, No inactivity fee, & Free balance transfers
APR
= Annual Percentage Rate
Some credit
restrictions apply. Rates are subject to change.
Contact
the credit union for an application.
****************************
Mountain
Laurel FCU Members Can Save Up To 56% with CompleteTax
Mountain Laurel FCU wants to help
you save when you file for your federal income tax refund.
CompleteTax is tax preparation software that includes free
federal E-filing that will allow you to prepare your
tax return and receive your refund in days. Plus, you can file
your state taxes at the same time, all for one low price.
CompleteTax is as much as 37% less than leading providers and as a
partner in Invest in America credit union members receive an additional
30% discount.
That adds up to a total savings
of as much as 56% compared to the standard pricing from leading
providers.
And best of all, CompleteTax is powered by the same software
more CPA’s and tax professionals use for their clients.
Plus, when
you E-file, your tax refund can be directly deposited into your
credit union account. Then
simply invest your refund in a Mountain Laurel FCU Share
Certificate, Insured Money Market Account or IRA Account to maximize
your savings.
To learn more about Invest in America and
CompleteTax visit LoveMyCreditUnion.org.
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Loan
Specials:
* New Auto Loan Rates
* Home Equity Loan Special
See the credit union for
complete details. Rate depends on credit score and debt to income
ratio.
For Instant loan approval click on the link below!
Or Call 1-866-335-3001
IMPORTANT
NOTICE
The Federal Reserve Board has finalized efforts
to consolidate check processing sites
due to the significant decline in the volume
of paper check processing. As a result, funds from certain check deposits
will be subject to a faster availability schedule.
Effective February 27, 2010, the Mountain Laurel
Federal Credit Union Funds Availability Policy Disclosure is amended as
follows:
RESERVATION OF RIGHT TO HOLD – In some
cases, we will not make all of the funds that you deposit by check
available to you on the same business day that we receive your
deposit. Funds may not be available until the second business
day after the day of your deposit. However, the first $100.00 of your
deposit will be available on the first business day after the day of
your deposit. If we are not going to make all of the funds from your
deposit available on the same business day, we will notify you at the
time you make your deposit. We will also tell you when the funds will
be available. If your deposit is not made directly to one of our
employees or if we decide to take this action after you have left the
premises, we will mail you the notice by the next business day after
we receive your deposit. If you will need the funds from a deposit
right away, you should ask us when the funds will be available.
LONGER DELAYS MAY APPLY – We may delay
your ability to withdraw funds deposited by check into your account an
additional number of days for these reasons:
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We believe a check you deposit will not be paid.
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You deposit checks totaling more than $5000.00 on
any one (1) day.
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You deposit a check that has been returned unpaid.
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You have overdrawn your account repeatedly in the
last six (6) months.
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There is an emergency, such as failure of
communications or computer equipment.
We will notify you if we delay your ability
to withdraw funds for any of these reasons, and we will tell you when
the funds will be available. They will generally be available no later
than the seventh business day after the day of your deposit.
Please retain this amendment with the original
Funds Availability Policy Disclosure provided to you.
You are welcome to contact the credit union with
any questions you may have regarding this change.
Thank you.
Vehicle
and Real Estate Insurance Submission
Hello and welcome to www.ProofEZ.com! We are here to
make the submission of your insurance verification documents simple.
Take a moment to make sure you have all of the information you will need
to complete this online form by clicking the link below. You will need
your insurance agent contact information, your insurance policy
information that meets Mountain Laurel Federal Credit Union's insurance
requirements.
For Bid
Mountain Laurel FCU is now accepting bids
for the following:
Sorry.
No vehicles at this time.
The Mountain Laurel FCU is now accepting
bids for the vehicle listed above. This vehicle may be
viewed at the credit union office at 413 S. Michael Street, St.
Marys, PA. By placing a bid on this vehicle, you will accept
it in its present "AS IS" condition and relieves the
Mountain Laurel FCU of any further responsibility whatsoever in
connection with the condition of this vehicle. No
representation, promise, or warranty expressed or implies with
respect to the merchantability, suitability, or fitness for the
purpose intended of this vehicle. The Mountain Laurel FCU
reserves the right to accept or reject all bids.
Last day of bid:
MLFCU
Members Get a Picture Perfect Discount on a
New Vehicle
Ready to picture yourself in a new set of wheels? Thanks
to the popular Credit Union Member Discount From GM and
Chrysler’s Credit Union Member Cash Program, Mountain
Laurel Federal Credit Union members can save up
to thousands of dollars on a new GM or Chrysler through
Invest in America.
Talk to a Mountain
Laurel Federal Credit Union member representative
to learn more and get preapproved on a loan before you hit
the lots. And when you finance your new vehicle with us,
you’ll be saving even more money with our terrific low
loan rates.
Get the details on these discounts and the Invest in
America program at www.lovemycreditunion.org.
www.lovemycreditunion.org
Has your
address changed?
Did you know that if you, the
member, do not inform us of your new address and we receive
notification from the post office, we will charge your account $5.00
to make the change. You can save this fee by coming in as soon
as your address changes and update our records. You can give
it to us personally or send us some form of mail with your new
address on it with a signature.
Also, if you change your phone
number, it is your responsibility to give us this information.
We would appreciate it if you would include your cell phone #
for us as well. More and more people are not keeping their
land phones and switching over to cell phones only. This
information is helpful to us should a problem arise with your
account.
Please also ask to have your
Drivers License scanned into our system the next time you come
in.
It is our goal to scan all drivers
licenses or IDs for your protection.
and
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