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MLFCU Student
Choice Private Student Loans
Click on
link above to visit www.mlfcu.studentchoice.org
Mountain
Laurel Federal Credit Union Now Offers a
Private
Student Loan Solution with Your Best Interest in Mind!
With zero
origination fees, lower
interest rates and flexible
repayment options, it is easy to see why our private student
loan solution is a better way to pay for college. Whether you are a
student yourself or the parent of a student, MLFCU is here to help.
Our new Credit
Union Student Choice alternative loan program can help fill
funding gaps that federal aid can leave behind. As the cost of both
public and private colleges and universities continues to increase,
federal funding has not kept pace. This growing gap between what
college costs and the financial aid available is causing many
families to resort to higher cost loans to pay for higher education.
Since Mountain Laurel FCU is here for one reason only – to
serve our members – we are able to offer more competitive student
loan options and save you money. Student loans are a long-term
relationship and it is important to choose a lender carefully. Be
sure you read the fine print and compare fees, terms and repayment
options (not just rates) when comparing student loans. Read more
about how to choose student loans and the financial aid process in
general by visiting mlfcu.studentchoice.org.
Remember Mountain Laurel FCU's goal is not just to help you
fund a college education for yourself or a family member, but to
become your financial partner for life. For more information about
our Student Choice loan program, and to apply, visit mlfcu.studentchoice.org or call our 24/7 call
center at (877)-250-3616.
We look forward to helping you achieve a higher education,
without the higher price tag!
Mountain
Laurel FCU Members: Shop, Save and Get Cash Back with Shop
America
It’s no secret that most people
shop online these days. Thanks to a partnership with Invest in
America, Mountain Laurel FCU can
help you save and get money back when you shop. Just use Shop
America and get rewarded with great discounts and cash back – just
for being loyal to your favorite online stores.
With Shop America, members like
you have access to more than 1,200 online retailers, including some
the largest and most popular, giving you major discounts when you
shop. And every time you earn $10 or more in cash back from your
purchases, you’ll get a check as a thank you!
So whether you’re looking to
shop online with Target, Macy’s, Best Buy, Apple or hundreds of
other stores, you can save and get paid to shop. Don’t forget to
make your Shop America purchases with your Mountain
Laurel FCU credit or debit card.
Shop America. Shop anytime. Easy
online access. Speak to a member representative or visit www.lovemycreditunion.org/Shop_America_585.html
for details on Shop America and the other Member Rewards partner
offers from Invest in America.
Tip of the Month
Money Tip: Refinance
your mortgage. If you can reduce your interest rate by one
percent or more, it is often beneficial to refinance. This is
particularly true for those with high rates due to less than stellar
credit scores. If your score has improved, you may qualify for a
better rate. I would start by asking your credit union about lower
rates.
Let us show you the CARFAX.
Contact the credit union to see how you can order your
CARFAX before
you purchase
your next vehicle.
MLFCU
VISA Card!
10.9%
APR
.
No annual fee, No over the
limit fee, No inactivity fee, & Free balance transfers
APR
= Annual Percentage Rate
Some credit
restrictions apply. Rates are subject to change.
Contact
the credit union for an application.
Loan
Specials:
* Back to School Loan
* New & Used Auto Loan
* Home Equity Loan
* Computer, Electronics and Appliance Loan
For Instant loan approval click on the link below!
Or Call 1-866-335-3001
Vehicle
and Real Estate Insurance Submission
Hello and welcome to www.ProofEZ.com! We are here to
make the submission of your insurance verification documents simple.
Take a moment to make sure you have all of the information you will need
to complete this online form by clicking the link below. You will need
your insurance agent contact information, your insurance policy
information that meets Mountain Laurel Federal Credit Union's insurance
requirements.
For Bid
Mountain Laurel FCU is now accepting bids
for the following:
Sorry, no vehicles available at
this time.
The Mountain Laurel FCU is now accepting
bids for the vehicle listed above. This vehicle may be
viewed at the credit union office at 413 S. Michael Street, St.
Marys, PA. By placing a bid on this vehicle, you will accept
it in its present "AS IS" condition and relieves the
Mountain Laurel FCU of any further responsibility whatsoever in
connection with the condition of this vehicle. No
representation, promise, or warranty expressed or implies with
respect to the merchantability, suitability, or fitness for the
purpose intended of this vehicle. The Mountain Laurel FCU
reserves the right to accept or reject all bids.
Last day of bid:
Schedule of Fees
Fee Schedule effective as of October 1, 2010
| SHARE DRAFT ACCOUNT FEES |
| Non-sufficient funds |
$ 25.00/Item |
| Stop Payment Request |
$ 10.00/Request |
| Share Draft Printing |
Prices may vary depending upon style |
| Copy of Share Draft |
$ 3.00/Draft |
| Copy of Corporate Share Draft |
$ 2.00/Draft |
|
| OTHER SERVICE FEES (applicable to all accounts) |
| Account Reconciliation |
$ 20.00/Hour |
| Statement Copy |
$1.00/Page |
| Wire transfers incoming (Domestic) |
$2.00/Transfer |
| Wire transfers outgoing (Domestic) |
$ 10.00/Transfer |
| Wire transfers (International) |
$ 40.00 each |
| Certified Check |
$ 5.00/Check |
| Money Orders |
$ 1.50/Money Order |
| Change of Address |
$ 5.00 |
| International Wires |
$ 25.00/Wire |
| Western Union Transfers |
$ 20.00 |
| *International (Under $500) |
$ 30.00 |
| *International (Over $500) |
$ 2% of principal, plus a $ 30 fee |
| ACH Return |
$ 25.00/Item |
| Deposit Item Return |
$ 25.00/Item |
| Replacement Check |
$ 1.00/Check |
| Corporate Checks |
First check free, $ 5.00 each additional check |
| ATM NSF's |
$ 25.00/Item |
| VISA Gift Card |
$ 2.95/Each |
| NFG Gas Payment |
$ 1.00 |
| Verizon Wireless Payment |
$ 3.00 |
| Dormant Account |
$ 5.00/Quarter after 2 years for each account and
sub-account. Does not include Youth accounts. |
| Debit Card Replacement |
$ 5.00 |
| VISA Card Replacement |
$ 5.00 |
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| The rates and fees appearing with this Schedule are
accurate and effective for accounts as of the last
dividend declaration date indicated above. If you have
any questions or require current tare and fee
information on your accounts, please call the Credit
Union. |
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